body   {padding-top:12px;background-image:url(images/backimage.gif);
            background-position:top left;background-color:#fff;}
	
body, td   {font:13px Verdana, Helvetica, sans-serif;
                 color:#000;margin: 0px;}
	
h2, h3   {margin:6px 0px 14px 0px;}
	
h1   {margin:0px;border:0px;padding:0px;}
	
h2   {font-size:18px;padding:18px 0px 18px 0px;}

h3   {font-size:15px;padding:18px 0px 18px 0px;}

ul   {font-style:italic;}

a:link   {color:#064977;text-decoration:underline;}
a:visited   {color:#064977;text-decoration:underline;}
a:hover   {color:#228ab6;text-decoration:none;}
a:active   {color:#228ab6;text-decoration:none;}